Benefits of SBA Loans for RE Transactions

SBA-504 loans are designed to help small businesses buy, construct or improve commercial and industrial buildings as well as buy and install heavy machinery and equipment.

• Low down payment. The down payment is typically 10% of the project cost allowing you to preserve your cash for working capital.
• Fixed rate. The rate is fixed for the entire term of the loan allowing you to plan what your cash flow demands are going to be.
• Longer terms for repayment. 504 Loans are for 10 or 20 years. Longer terms make your monthly payments lower.
• Below market interest rate. Even with all transaction costs included, the rate for a 504 loan is generally below conventional market rates for loans of similar maturities.