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Our Current Rates

2.288%
10-year fixed

2.396%
20-year fixed

2.430%
25-year fixed

Historical SBA 504 Interest Rate Data for 25-Year Loans

2020

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
3.714%	3.463%	2.878%	3.032%	2.761%	2.602%	2.410%	2.269%	2.410%	2.430%	---	---

2019

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
4.881%	4.771%	4.741%	4.532%	4.391%	4.090%	4.011%	3.630%	3.458%	3.540%	3.800%	3.643%

2018

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
---	---	---	---	---	---	5.320%	5.351%	5.290%	5.532%	5.640%	4.990%

Historical SBA 504 Interest Rate Data for 20-Year Loans

2020

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
3.644%	3.392%	2.804%	2.960%	2.688%	2.528%	2.346%	2.214%	2.366%	2.396%	---	---

2019

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
4.758%	4.646%	4.586%	4.367%	4.265%	3.983%	3.914%	3.531%	3.359%	3.462%	3.742%	3.582%

2018

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
4.657%	4.940%	4.920%	5.029%	5.222%	5.320%	5.259%	5.301%	5.250%	5.492%	5.591%	4.926%

2017

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
4.585%	4.675%	4.827%	4.625%	4.668%	4.596%	4.766%	4.537%	4.376%	4.635%	4.510%	4.499%

View Historical Rates

Historical SBA 504 Interest Rate Data for 10-Year Loans

2020

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
3.804%	*	2.839%	*	2.654%	*	2.400%	*	2.288%	---	---	---

2019

Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sept	Oct	Nov	Dec
5.064%	5.064%	4.628%	4.628%	4.365%	4.635%	3.937%	3.937%	3.563%	3.563%	3.933%	3.933%

Loan Calculator

Enter your project costs and current SBA interest rate to estimate your monthly SBA 504 loan payments.

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Want more information about a MN SBA loan or other small business loan? Our loan experts are here to help - 763.784.3337

Our Current SBA 504 Rates

2.288%
10-year fixed

2.396%
20-year fixed

2.430%
25-year fixed

SBA 504 Loan